Options can be limited when a homeowner needs to get out from under a mortgage on a house that just won鈥檛 move.


One option is the short sale David Savard Jersey Youth , an alternative to mortgage default and foreclosure, agreed upon by both the home owner and the mortgage lender. Any unpaid balance is a deficiency, which the lender could elect to forgive or the lender might covert into an unsecured, reduced rate loan.


When you represent a homeowner in a short sale, you are going to have to prepare the HUD-1 closing forms. The process begins with a preliminary HUD settlement statement, which is provided to the lender with the proposed closing figures. The content is no different than a third party sale, and will include transfer taxes Oliver Bjorkstrand Jersey Youth , release fees, attorneys fees, and any other expenses.


Unlike preparing for a house closing to a third party where the sale price is already under contract, the short sale may involve multiple drafts of the HUD-1 closing forms. The proposed short sale to the lender might be rejected and go through several rounds of negotiations. Do you want to have to prepare HUD forms over and over without the ease and accuracy of using Easy Soft鈥檚 HUD software?


With Easy Soft鈥檚 software for HUD forms, you enter key data only once and the software completes all the calculations. For example, in the short sale, you can enter a proposed sale price for the property as well as a proposed closing date. All computations Ryan Murray Jersey Youth , down to the penny, can be pro rated over and again, and the only data you have to change is the price andor the date. How鈥檚 that for easy HUD software?


As a companion to Easy Soft鈥檚 HUD software, try Easy Soft鈥檚 Real Estate Document software. You鈥檒l receive more than 200 forms to help you with all of your real estate closings. When you purchase these two software programs, you鈥檒l be using software packed with even the automated ability to compare the Good Faith Estimate with the HUD-1 and see alerts if estimates exceed a 10% tolerance.


It鈥檚 not a happy day for homeowners when they鈥檙e facing a short sale, but with Easy Soft鈥檚 HUD software, at least we can bring a smile to your face.




Ivon Lerdorf - About Author:
A comprehensive guide for law firms to understand Sonny Milano Jersey Youth , evaluate and select proper HUD-1 Settlement Statement, HUD forms and hud closing statement.



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